Small Group (1-50 Employees)

What is a Small Group/Employer?
Florida Statute 627.6699 "Small Employer means, in connection with a health benefit plan with respect to a calendar year and a plan year, any person, sole proprietor, self-employed individual, independent contractor, firm, corporation, partnership, or association that is actively engaged in business, has it's principal place of business in Florida, employed an average of at least one but no more than fifty (50) eligible employees* on business days during the preceding quarter calendar year, and employs at least one (1) employee on the first day of the plan year. For purposes of this section, a sole proprietor, an independent contractor, or self-employed individual is considered a small employer only if all of the conditions and criteria established in this section are met."

What is an Eligible Employee?
Florida Statute 627.6699 defines "Eligible employee as an employee who works full time, having a normal workweek of 25 or more hours, and who has met any applicable waiting period requirements or other requirements of this act. The term includes a self employed individual, a sole proprietor, a partner of a partnership, or an independent contractor, if the sole proprietor, partner, or independent contractor is included as an employee under a health plan of a small employer, but does not include a part-time, temporary, or substitute."

What is a Self-Employed Individual?
 Florida Statute 627.6699 defines "Self-employed individual as an individual or sole proprietor who derives his or her income from a trade or business carried on by the individual or sole proprietor which results in taxable income as indicated on IRS Form 1040 Schedule C or F, and which generated taxable income in one of the two previous years."